Frequently Asked Questions FAQs

Click on any question to get started. If your question isn't here, use the search box at the top of this page to search for topics.  Should you have any further questions, please consult our Contact Us page.

1.  What is an Insurance Premium?

2.  What is an Insurance Policy?

3.   What does term Indemnity mean?

4.  Is there a difference between Excess and Deductible?

5.  What is 'proximate cause?'

6.  What is a 'fortuitous event'?

7.  What is a 'material fact'?

8.  What does the term Subrogation mean?

9.  What is Insurable Interest?

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